A Home Buying Checklist for Creative Beginners

Thank you Capital One Home Loans for sponsoring this post. This is a paid endorsement. To learn more about how Capital One Home Loans tools can help simplify your home-buying process, visit CapitalOneSmartHomeLoans.com.

After majoring and minoring in architecture, interior design, and sustainability, I think I have an idea or two about what I want in my future house.  I’m talking a wrap around porch; a kitchen, dining area and den large enough to host grand holiday parties; and a back yard that is lush with enough space for the dog, a chicken coop and a vegetable garden.  Oh!  I can’t forget a fireplace, a bath tub to stretch my legs out in, a large garage, and good neighbors never hurt. I would love a Victorian style home – that’s my dream house – but I’d like to start smaller and a bit more modern for my first home.  But not too modern, I am Old World New, after all.  It can be a fixer-upper, that won’t deter me.  Let’s say, a 1970s mid-century modern home or a craftsman style home built earlier in the 20th century.  Both very cute and charming choices.

All of this talk about the physical attributes of the home has me excited!  What else would you expect from an architecture and design junkie?  But what I’m not excited about is the loan process.  I mean, I’m a creative… Numbers, loans, big scary banks.  That’s the icky stuff.  Or so it seems!

To deliver a next-generation banking experience for homebuyers, Capital One has launched a completely reimagined, personal and digital home loans experience.  The new Capital One digital home loan experience is empowering potential homebuyers to take charge, while providing them the transparency they want and need every step of the way.  Available in select markets, this new home loan experience allows customers to pre-qualify for a home loan in minutes from any device, apply online, upload documents and digitally track progress from application to closing. It also includes personalized service from a dedicated loan officer when a customer needs it. You can check out the Capital One Home Loans “What to Expect Brochure” before you even get started.  It really helps ease the terrors that come along with the term “home loan process.”

So after you fulfill your cute (✓) and charming (✓) house search, click on over to Capital One Home Loans (✓) and figure out how you can make one of those cute and charming homes your own.

I was selected for this opportunity as a member of Clever Girls and the content and opinions expressed here are all my own. 

xoxo, dolls & dudes